Top Extended Car Warranty Providers After Factory Coverage Expires

Overview of the Best Extended Car Warranty Companies

Once your original factory warranty concludes, securing an extended car warranty can be a smart move to protect your vehicle and your finances. After thorough research and industry analysis, we’ve identified the leading providers: Endurance, Carchex, Protect My Car, CarShield, and autopom! These companies stand out for their reputation, coverage options, pricing, and customer satisfaction. Additionally, we’ll highlight five other notable providers that offer excellent services in this competitive market.

An extended car warranty, also known as a vehicle protection plan or service contract, covers repair costs arising from mechanical or electrical failures due to defects in workmanship or materials. Instead of paying full repair costs out of pocket, contract holders pay a deductible when repairs are needed, providing peace of mind and predictable expenses.

What are the Best 10 Extended Car Warranty Companies?
Detailed Profiles of Top Providers
Summary and Final Recommendations

What are the Best 10 Extended Car Warranty Companies?

Our comprehensive evaluation of the market has led us to select these ten companies based on their reputation, coverage options, affordability, and customer feedback. Each is rated on a 10-point scale for a balanced assessment.

Endurance – Overall rating: 9.2; Known for comprehensive coverage
Carchex – Overall rating: 8.6; Recognized for industry reputation and longevity
Protect My Car – Overall rating: 8.5; Offers extensive maintenance plans
CarShield – Overall rating: 8.3; Known for affordability
autopom! – Overall rating: 8.2; Renowned for excellent customer service
Olive – Overall rating: 8.3; Noted for innovative coverage options
ForeverCar – Overall rating: 8.0; Flexible plans for high-mileage vehicles
Concord Auto Protect – Overall rating: 7.8; Good value with solid coverage
Toco – Overall rating: 7.8; Competitive pricing and plans
Infinite Auto Protection – Overall rating: 7.6; Focused on budget-conscious drivers

In-Depth Look at Top Providers

Endurance: The Leader in Comprehensive Coverage

Ranking first among industry leaders, Endurance offers extensive protection plans suitable for a wide range of vehicles. As a direct provider, Endurance handles all claims and contracts internally, ensuring streamlined service. It features six distinct coverage options, with policy durations extending up to eight years or 200,000 miles.

Pricing generally ranges from $546 to $612 annually, depending on the selected plan, with total costs between $2,990 and $3,990. Their plans include roadside assistance, towing, rental car reimbursement, and travel interruption coverage during the contract term.

The Better Business Bureau assigns Endurance a B- rating, with a customer satisfaction score of 3.2 out of 5 stars. Trustpilot users, however, rate it higher at 4.3 stars, often praising the knowledgeable staff and swift claims process. All plans come with Endurance Elite Benefits, offering perks such as key fob replacement, tire repair, and total loss protection.

Availability: All states except California
Established: 2006
Headquarters: Northbrook, Illinois
Coverage Plans:
- Supreme: Most comprehensive, covering nearly all mechanical and electrical components
- Superior: High-level stated-component protection
- Secure Plus: Covers powertrain, brakes, air conditioning, steering, and electrical parts
- Secure: Budget-friendly, focusing on engine, transmission, and water pump
- Select Premier: Tailored for high-mileage vehicles, including multiple key systems
- EnduranceAdvantage™: Combines prepaid maintenance with component coverage

Carchex: Industry Leader with Strong Reputation

Established in 1999, Carchex boasts over two decades of experience and partnerships with reputable industry giants like CARFAX, Kelley Blue Book, and Edmunds.com. It is accredited with an A+ rating from BBB and has a Trustpilot score of 3.1 stars. Carchex offers flexible contract durations up to 250,000 kilometers, making it ideal for used vehicle owners.

Their plans encompass roadside assistance, travel interruption, and rental car coverage, with prices ranging from $120 to $170 per month. The company’s transparent claims process and responsive customer service are frequently highlighted by users.

Carchex Service Plans Overview

Titanium: Exclusionary coverage for most vehicle parts
Platinum: Extensive stated-component coverage, covering hundreds of parts
Gold: Protects major systems, ideal for high-mileage cars
Silver: Covers powertrain components and key systems
Bronze: Focuses on engine and transmission protection

Protect My Car: Best Maintenance and Budget-Friendly Options

Founded in 2005 and headquartered in Saint Petersburg, Florida, Protect My Car offers flexible payment plans up to 60 months, making it suitable for drivers seeking low monthly costs. While this can lead to higher total expenses, it is an attractive option for budget-conscious individuals.

Vehicles older than 13 years are generally ineligible, but many find the coverage beneficial. Their plans include roadside assistance, rental reimbursement, oil changes, and tire rotations. The company holds an A+ BBB rating with a customer satisfaction score of 4.22 stars, and Trustpilot reviews average 4.6 stars, reflecting high customer approval for service quality and ease of communication.

Coverage levels:
- Supreme: Similar to original factory warranty
- Select: Suitable for vehicles over 50,000 miles, slightly below Supreme coverage
- Driveline: Powertrain protection for older, high-mileage vehicles

CarShield: Affordable Protection for Cost-Conscious Buyers

CarShield is renowned for offering some of the lowest-cost extended warranties, with monthly payments as low as $89. Despite its affordability, it has received an F rating from BBB due to customer concerns about claim denials and cancellation issues. Trustpilot reviews, however, are generally positive, with a 4.0-star rating, and many customers praise the value for money and responsive customer service.

The company provides plans covering up to 300,000 miles, with six coverage options including:

Diamond: Extensive exclusionary coverage for nearly all components
Platinum: Designed for high-mileage vehicles, covering critical parts like the engine, transmission, and electrical systems
Gold: Protects major systems such as the engine, transmission, and water pump
Silver: Focuses on engine, transmission, and water pump protection
Aluminum: Covers electrical and high-tech parts
Motorcycle & ATV: Specialized plans for non-standard vehicles

autopom!: Excellent Customer Support and Clear Claims Process

Specializing in assisting clients through the claims process, autopom! has earned a reputation for outstanding customer service. It provides coverage options up to 7 years or 150,000 miles, including exclusionary, mid-level, and powertrain-plus plans. The company holds an A+ BBB rating and boasts a 4.6-star Trustpilot score, with minimal complaints over recent years.

All plans include roadside assistance, rental car reimbursement, trip interruption, and tire protection. Their dedicated support team helps navigate claims efficiently, making them a top choice for drivers prioritizing customer care.

Final Thoughts

Extended warranties serve as a shield against unexpected repair costs after your vehicle’s original coverage expires. They do not cover collisions, accidents, theft, vandalism, or routine maintenance. When choosing a provider, consider reputation, coverage options, customer feedback, and cost.

Our curated list of top companies—Endurance, Carchex, Protect My Car, CarShield, and autopom!—offers a variety of plans to fit different needs and budgets. Carefully review each policy’s terms to ensure it aligns with your vehicle’s age, mileage, and your financial preferences.